Car Parking Fines Set to Change

Car Parking Fines Set to Change

Under a new code of practice introduced in February by the UK Government’s Department for Levelling Up, Housing and Communities, the maximum parking fine will be reduced from £100 to £50 for England and Wales. In some instances, serious breaches will face a maximum charge of £70, and early payment of the fine will reduce the penalty to £25 rather than the £50 early payment in force at present.

According to Levelling Up Minister Neil O’Brien, “Private firms issue roughly 22,000 parking tickets every day, often adopting a system of misleading and confusing signage, aggressive debt collection and unreasonable fees designed to extort money from motorists.”

In addition to reducing fines, private car parks will also have to display prices more clearly, use a fairer appeal system and give drivers a 10 minute grace period for lateness.

Changes Welcomed by Motoring Organisations

The AA’s President Edmund King welcomed the changes. He said, For too long, those caught by private parking firms simply pay the charge to get rid of it. Thankfully, those days are numbered…We are also pleased that honest mistakes, like mistyping the car registration into the machine, will now be automatically cancelled.”

According to the RAC Foundation, these changes follow a 31 fold increase in the number of penalty notices issued in the 13 years to 2019-20. These increases have been partly attributed to a ban on wheel clamping and the improved technology of number plate recognition cameras. However, more sinister explanations like misleading signage and predatory practices are also offered.

The RAC had called on the Government and MPs to act after being contacted by drivers who questioned the behaviour of some of the private parking companies.

Nicholas Lyes, head of roads policy for the RAC, praised the changes and the impact it would have on drivers across the UK He said: “This will undoubtedly improve the experiences for drivers and create a much more level playing field, reducing hassle and stress while at the same time forcing rogue operators to clean up their acts.

Car Parking Fines Set to Change Under a new code of practice introduced in February by the UK Government’s Department for Levelling Up, Housing and Communities, the maximum parking fine will be reduced from £100 to £50 for England and Wales. In some instances, serious breaches will face a maximum charge of £70, and early payment of the fine will reduce the penalty to £25 rather than the £50 early payment in force at present.

Warnings of Unintended Consequences

The British Parking Association (BPA) Chief Executive Andrew Pester, was concerned about the changes. He said, “We call on the government to urgently reconsider its proposals given the unintended consequences for our sector, landowners, and motorists.

“We welcome the Parking (Code of Practice) Act and measures to introduce a single code, standards-setting body, and an independent appeals service. However, for this package of measures to be sustainable, there needs to be an effective deterrent to encourage compliance with parking rules and deter anti-social parking. Without effective parking management, places would become congested and inaccessible.”

While the BPA is deeply concerned by the unintended consequences for motorists, landowners, and the parking sector, it is unlikely that motorists will do anything other than welcome these changes, especially when other motoring costs are increasing in such a dramatic way.

Service Issues with PetrolPrices Mobile App

Service Issues with PetrolPrices Mobile App

Due to the current increase in fuel prices, we have been experiencing unprecedented numbers of people using the PetrolPrices mobile app, web app, and website.

Several times over the last couple of weeks, the mobile app, in particular, has struggled with the level of demand and has not been available to users. We apologise for the inconvenience this has caused.

We have resolved capacity issues and continue to monitor performance. 

If you experience problems with the mobile app, please try the following steps:

  • Use our web version which can be used on any desktop, tablet, or mobile via an internet browser. You can log in to use that for free just like the app here.

Thank you once again for your patience right now.

 

 

The cost of car insurance fell by an average of £80 year-on-year

The cost of car insurance fell by an average of £80 year-on-year

According to data from Compare the Market, the average car insurance premiums for the fourth quarter of 2021 fell by over 11% compared with the fourth quarter of 2020. The key findings, detailed below, also showed that younger drivers could benefit the most by shopping around for their car insurance.

The key findings from data on car insurance premiums from Compare the Market are summarised below:

  • The cost of car insurance fell by an average of £80 year-on-year in Q4 (Sep-Nov) to £640 – the cheapest average price for the three-month period since 2014.
  • The cheapest premium typically available dropped to £537 – so drivers could save an average of £102 by switching to a better deal instead of auto-renewing with their existing provider.
  • Young motorists could benefit from the biggest savings by switching car insurance. The average premium for drivers aged under 25 stands at £1,205 (September – November 21). However, if young drivers shop around for the cheapest deal when their policies come up for renewal, they could typically save £298 by switching.

Time

Average Premium

Cheapest quoted premium

Price Difference

Sep – Nov 21

£640

£537

£102

Sep – Nov 20

£721

£606

£114

Drivers can use comparethemarket.com’s premium tool to check if they are paying too much for their insurance based on their age, location, and the value of their car.

According to data from Compare the Market, the average car insurance premiums for the fourth quarter of 2021 fell by over 11% compared with the fourth quarter of 2020. The key findings, detailed below, also showed that younger drivers could benefit the most by shopping around for their car insurance.
‘Crash for cash’ scams on the rise, Insurance Fraud Bureau claims

‘Crash for cash’ scams on the rise, Insurance Fraud Bureau claims

According to the Insurance Fraud Bureau (IFB), 170,000 claims linked to potential ‘crash for cash’ scams were recorded last year.

‘Crash for cash’ scams are orchestrated by involved drivers or pedestrians who plan accidents to catch out innocent motorists on the road. The perpetrators then make injury claims and file for fake injury compensation.

New variants of the scam are frequently emerging, ranging from dangerous collisions caused by fraudsters to fabricated papers or vehicle damage carried out by the scammers themselves.

Motorists have also been warned about the rise in pedestrian scammers, with increasing numbers of pedestrians throwing themselves into slow-moving traffic in the hopes of pinning the blame on innocent drivers.

Due to the number of suspected ‘crash for cash’ claims recorded per year, the accumulation results in claims worth millions of pounds, as well as an increase in insurance costs for innocent parties.

A 2019 estimation suggests that ‘crash for cash’ scams cost insurers around £340million per year.

In commenting on the criminal gangs involved in perpetrating these ‘crash for cash’ crimes, James Dalton, director of general insurance policies at Association of British Insurers (ABI), said:

‘These criminal gangs are often highly organised and put lives at risk.

‘The amounts that they fraudulently claim can be huge and can impact on the motor premiums paid by honest motorists.’

The ABI also gave motorists an insight into the various ways in which scammers are orchestrating these accidents for maximum effect:

‘The criminals cause the accidents in a number of ways, including disabling their brake lights to cause the car behind to run into them; slamming on the brakes for no obvious reason, flashing their lights at a junction to let you out, then crashing into you deliberately; or working in conjunction with other drivers in front of them.’

Unfortunately, the ABI also suggests that it is vulnerable road users who are most at risk of being caught up in one of these dangerous scams:

‘Crash for cash fraudsters often target vulnerable road users, who are under time pressure or do not want to cause any trouble.’ However, ‘ultimately, fraudsters harm all law-abiding motorists.’

Victim of a ‘crash for cash’ scam, Freddie Lovejoy commented on his experience after he was forced into a collision on the A1:

‘You never expect a crime like crash for cash to happen until it does, and I would strongly recommend drivers read up about it,’ he warned.

‘There can be physical and mental impacts when involved in a car accident, and to think criminals do it on purpose is scary.’

‘Crash for cash’ scams on the rise, Insurance Fraud Bureau claims

[Image Source: Shutterstock, May 2021]

‘Crash for cash’ prevalent in Birmingham and Bradford

A recent study conducted by the Insurance Fraud Bureau has revealed 30 postcodes in which ‘crash for cash’ scams are most prevalent, with Birmingham and Bradford coming out on top.

Other popular hotspots include Walsall, Blackburn, Romford, Manchester, Luton and Leeds.

IFB Director, Ben Fletcher, commented: ‘The IFB’s hotspots analysis is a stark reminder that although great strides have been taken in tackling the problem, these car crash scams are all too common.

‘As traffic levels return to normal following the national lockdown, crash for cash fraudsters may look to make up for lost time.

‘It is hoped that by shining a spotlight on the issue, we encourage road users to be alert and report any suspicious activity to the IFB’s Cheatline.’

With further rises in ‘crash for cash’ scams expected as restrictions lift and roads become busier, the ABI has released updated guidance for what to look out for on the roads in the event that motorists believe they may be being targeted:

  • Warning signs, i.e. cars travelling unusually slowly or slowing down quickly multiple times
  • Suspicious activity after the accident, i.e. an unusually calm driver with pre-written insurance details or unexplained injuries

 The ABI also suggests motorists should ‘always maintain a safe distance between you and the vehicles in front of you’ to make you a less easy target and, in the event of being involved in an accident, ‘take notes of all relevant information including the driver, passengers and any other circumstances and take photos of the scene if it is safe to do so.’

If you suspect you may have been targeted, call IFB’s Cheatline on 0800 422 042.

 Have you been involved in a suspected ‘crash for cash’ accident? Are you concerned that you may be targeted due to the rise in such crimes?

Let us know in the comments.

Drivers think electric vehicles are too expensive, study reveals

Drivers think electric vehicles are too expensive, study reveals

A recent study conducted by the AA has revealed that a large percentage of drivers still believe electric vehicles are too expensive, putting them off making the switch.

The study asked over 15,500 drivers to give their opinion on electric vehicles, with a colossal 81% stating that they thought an electric vehicle would be ‘too expensive’ for them to buy. Many were also unaware of the government support available for drivers looking to purchase an electric vehicle in the form of a Plug-In Car Grant (PICG).

The grant scheme knocks £2,500 off the original price of an electric vehicle, as long as the listed price is £35,000 or below. The grant previously stood at £3,000 but has recently dropped to reflect the current economic situation.

Despite government efforts to push this scheme, 63% of drivers asked in the AA study claimed they had ‘never heard’ of the Plug-In Car Grant at all.

The AA suggests this could be because dealerships take the grant into account and automatically remove it from the listed price, leaving drivers to assume that this is the total cost. However, this has meant that the incentive purpose of the grant is failing to have an effect on those considering a switch to electric vehicle.

The AA believes that the lack in uptake of electric vehicles comes down to a lack of education. Drivers assume electric vehicles are expensive and aren’t actively told otherwise, so, therefore, continue to put off changing their vehicle. It also picks up on the fact that drivers have been used to petrol and diesel vehicles for so long that a change could feel daunting.

Edmund King, AA president, says:

‘After more than a century of the combustion engine leading the charge, it is not surprising that some drivers are only just catching up with all things electric.’

He also alluded to a new scheme that has recently been put into place to serve the purpose of electric vehicle ‘myth-busting.’ The scheme involves a partnership between the AA, electric vehicle review site Electrifying.com and transport minister Rachel Maclean. The scheme will play a part in educating motorists on the topic of electric vehicles, allowing them to make an informed decision when it comes to their own vehicle.

‘We are here to help petrol heads become electric heads,’ says Mr King. ‘We are delighted to join with Electrifying.com and the government to bust some of these myths.

‘The AA is determined to give power and support to all EV drivers and potential EV drivers. As the number one recovery company for EV drivers with more trained EV capable patrols than anyone else, we are here to help. The automotive future is exciting, and we will probably see more change in the next ten years than we have in the last fifty.’

Drivers think electric vehicles are too expensive, study reveals

[Image Source: Shutterstock, May 2021]

Electric vehicle pricing isn’t the only deterrent for motorists

While the perceived high price of electric vehicles may be the main deterrent to those considering an electric vehicle switch, other factors are also at play.

The same AA study confirmed that motorists had limited knowledge of electric vehicle charge points, how these work and the government provided support in place to quell these concerns.

The study revealed that 50% of those asked were unaware of the Electric Vehicle Home Charging Scheme. This scheme covers up to 75% of the cost of purchasing and installing a home charging point, with £350 being available to each household.

There were also concerns raised about the capabilities of electric vehicles within the research. For example, a concerning 77% of motorists believe that a fully charged electric vehicle will be unable to travel as far as petrol or diesel vehicles with a full tank.

To add to this, 59% of drivers think that having to charge an electric vehicle is inconvenient with charge times being too long, while 56% revealed that they were concerned about the reliability of the UK’s charging infrastructure.

To conclude the study, 56% of drivers stated that they would be ‘unwilling’ to swap their petrol or diesel car for an electric vehicle due to feeling ‘less confident’ about driving an EV.

It seems that without a ramped up electric vehicle education scheme, these statistics could put the government’s plan to ban the sale of new petrol and diesel vehicles by 2030 in jeopardy.

Are you concerned about the high prices of electric vehicles? Do you share the same concerns as those revealed in the AA study?

Let us know your thoughts in the comments.